Terms & Conditions

Welcome to M-KOPA. By accessing or using our services, you agree to be bound by these Terms & Conditions. Please read them carefully.

1. Overview

M-KOPA provides affordable access to smartphones, financial services, and digital products. Our pay-as-you-go model allows customers to make flexible daily, weekly, or monthly payments.

2. Payments

Your payment schedule is agreed at the point of purchase. If you fail to make payments on time, this may affect your access to services and your ability to build a credit history with M-KOPA.

3. Products & Services

All products and services are subject to availability. Device specifications may vary by model and market. Value added services such as health cover and device protection are subject to their own terms.

4. Your Responsibilities

You are responsible for keeping your device and PIN secure. Contact our support team immediately if your device is lost, stolen, or damaged.

5. Contact

For any questions about these terms, contact us through our support channels.