Smartphones
Get the X-Series
Explore productsM-KOPA X30
KES 12,999
Do more with the M-KOPA X30 everyday.
- 6GB + Memory Extension up to 10GB total
- 256GB Storage
- 5000mAh Li-Po Battery
- 50MP OIS + 8MP Ultra-Wide Rear and 50MP Selfie Camera
- Android 15 with AI enhancements
- Side Fingerprint Sensor
Pay a deposit from KES 500 and take your M-KOPA X30 home today. Balance paid in easy daily installments.
M-KOPA X3
KES 9,999
Live more with the M-KOPA X3.
- 50MP Rear Camera, 8MP Front Camera
- 4GB RAM, 128GB Storage
- 5000 mAh Battery
- 6.67" HD+ Screen
- Android 15
- Dual SIM
Pay a deposit from KES 500 and take your M-KOPA X3 home today. Balance paid in easy daily installments.
Digital Loans
Better Priced Digital Loans
Unlock access to better priced digital cash loans after 3 months of on-time payments.
Get a bigger loanTerms & Conditions Apply
Available from
3 months
Pay well. Pay everyday.
- ✓Flexible repayment periods
- ✓No hidden fees
- ✓Access via M-KOPA app
Value Added Services
It's never just a phone.
It's always more.
M-KOPA smartphones allow you to do more than just make calls.
Device Protection
Stay connected and do more with device protection when you need it.
Affordable Data
Stay online when you need to. Do more with affordable data bundles.
Health Cover
Get hospital cover with your smartphone.
Terms & Conditions Apply.
Mobility
M-KOPA Mobility
Get your electric motorbike from M-KOPA with affordable payments, comprehensive medical and disability cover, and more benefits. Go electric and enjoy 30% daily savings.
M-KOPA | Ampersand
Enjoy the flexibility to quickly swap your battery on the go so you never miss a business opportunity. Ampersand is Kenya's most reliable battery swapping company with 16 swap stations across greater Nairobi.
M-KOPA | ROAM
Built in Kenya for Kenyans, the Roam Air motorbike enables you to charge at home, at work or at any charging station across Nairobi for less than four hours.
How M-KOPA Works
Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.
Instant Access
Make a deposit and instantly take home the latest smartphone.
Pay Easy
Make easy daily, weekly or monthly payments.
Own Easy
Own your smartphone and build a credit history with M-KOPA.
Upgrade
Unlock access to a wider range of M-KOPA products and services.
Pay Well. Pay Everyday.
M-KOPA gives flexible daily payments for the everyday earner, making it easier to own devices and unlock progress.