M-KOPA Reaches 10 million Customers Across 5 Markets
M-KOPA reaches a major milestone in its growth journey.
Read articleSmart Phone
Get More
Than a Phone
Unlocking Progress for Everyday earners through easy ownership.
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Trusted by over 10 million customers across five markets
Value Added Services
Do More. Live More.
Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.
Digital Loans
Pay well, Pay everyday to unlock access to digital loans after three months.
Health Cover
Get hospital cover with your smartphone.
Device Protection
Stay connected and do more with device protection when you need it.
Affordable Data
Stay online when you need to. Do more with affordable data bundles.
Terms & Conditions apply.
How M-KOPA Works
Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.
01
Instant Access
Make a deposit and instantly take home the latest smartphone.
02
Pay Easy
Make easy daily, weekly or monthly payments.
03
Own Easy
Own your smartphone and build a credit history with M-KOPA.
04
Upgrade
Unlock access to a wider range of M-KOPA products and services.
Our Impact
Our impact begins with unlocking financial inclusion to accelerate customers' access to opportunities and economic growth.
$2 Billion+
In credit unlocked
10 Million+
Customers
35,000+
Sales agents
1.7 Million+
First time mobile internet users
Press and Articles
The World's Top Fintech Companies 2026
CNBC ranks M-KOPA among the world's top fintech companies.
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$2B Deployed: Why M-KOPA Lends Billions to Africa's Everyday Earners
M-KOPA reaches $2bn in credit disbursed to over 7 million customers across Africa.
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M-KOPA Uganda Unlocks Over UGX 1 Trillion in Credit and Launches New Upgrade Benefits
M-KOPA Uganda expands credit access and introduces new upgrade benefits.
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M-KOPA Ghana Impact Report reveals smartphones are unlocking health insurance and economic opportunity
Smartphones are unlocking health insurance and economic opportunity for Every Day Earners.
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Why M-KOPA is using smartphone repayments to expand digital lending
Exploring how smartphone repayments are expanding digital lending.
Read articleTrusted by Millions of People
Across Five Countries
Ghana
Kenya
Nigeria
South Africa
UgandaCustomer Stories
Real People. Real Progress.
“M-KOPA allowed me to purchase a phone that has greatly improved how I run my food business. The payment plans were manageable, making it easier for me to focus on serving my customers.”
Sadia
3 Millionth Customer
Our Investors
We're backed by some of the leading venture capital and financial investors from around the globe.
Sumitomo
Standard Bank
Visa
IFC
Mitsubishi
BNG
SUN Group